ADVANTAGES   • Guaranteed savings on severance costs - Up to 40% Pre-Tax             How?                 - Duration Savings                 - UI Offset                 - No employment taxes on insurance beneftis • Assured security for severed employees             Benefits paid for by A++ Superior Rated Insurance company • Patented             Patents US # 6,332,125 B1 and US # 6,944,597 B2 • Proven             Current “name brand” client in place • Flexible             Custom designed to meet your priorities • Reliable             All aspects have been independently verified • Fully Serviced             All claims and reporting functions included • Shareholder Sensitive             Causes a fair severance benefit to be paid, not a separation bonus • Socially Responsible             Pre-displacement salary maintained for period of time determined             by employer • Tax Efficient             No FICA, FUTA, SUI, Medicare taxes payable on benefits